The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 21, 2025

Filed:

Nov. 28, 2023
Applicant:

Ncr Voyix Corporation, Atlanta, GA (US);

Inventors:

Jodessiah Sumpter, Alpharetta, GA (US);

Matthew Robert Burris, Lawrenceville, GA (US);

Christopher John Costello, Suwanee, GA (US);

Caleb Wayne Martinez, Fayetteville, GA (US);

Assignee:

NCR Voyix Corporation, Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/18 (2012.01); G06Q 20/20 (2012.01); G06Q 30/018 (2023.01); G06T 7/62 (2017.01); G06T 7/90 (2017.01); G06K 7/14 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/407 (2013.01); G06Q 20/18 (2013.01); G06Q 20/208 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/0185 (2013.01); G06T 7/62 (2017.01); G06T 7/90 (2017.01); G06K 7/1413 (2013.01); G06K 7/1417 (2013.01);
Abstract

An item return transaction for an item is identified at a transaction terminal. The item is authenticated using multiple factors at least some of which are independent of item code identification for the item. A fraud score is calculated based on the multiple factors, item code identification, and data that is specific to a customer associated with the transaction, specific to the item, specific to a store associated with the transaction terminal, and specific to a retailer associated with the store. The fraud score and a customer-return grade for the customer are processed to determine whether the transaction can complete at the terminal without assistance or whether the transaction is to be held in abeyance for an audit (onsite audit or remote network-based audit). In an embodiment, the t terminal is a Self-Service Terminal (SST) and the transaction is a self-item return transaction conducted by a customer at the terminal.


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