The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 21, 2025

Filed:

May. 27, 2025
Applicant:

Owlting Usa, Inc., Arlington, VA (US);

Inventor:

Chun-Jen Chen, New Taipei, TW;

Assignee:

OwlTing USA, Inc., Arlington, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); H04L 9/32 (2006.01); H04L 9/06 (2006.01); H04L 9/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3825 (2013.01); H04L 9/3242 (2013.01); H04L 9/0643 (2013.01); H04L 9/0822 (2013.01); H04L 9/0825 (2013.01); H04L 9/0877 (2013.01); H04L 9/0894 (2013.01);
Abstract

A payment management system includes a first client and an approval client. The first client provides a trade policy, generates a first hash by applying a first hash function to the trade policy, creates a first signature by asymmetrically encrypting the first hash with a first private key of a first public-private key pair, and broadcasts a first public key of the first public-private key pair. The approval client determines whether the trade policy has not been tampered with by verifying the first signature using the first public key, and determines whether at least one order comply with the trade policy after confirming that the trade policy has not been tampered with.


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