The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 21, 2025

Filed:

Nov. 25, 2024
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Ayman Hammad, Pleasanton, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06F 21/34 (2013.01); G06Q 20/12 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); H04L 9/10 (2006.01); H04L 9/14 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01); G06F 21/34 (2013.01); G06Q 20/12 (2013.01); G06Q 20/352 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4018 (2013.01); G06Q 20/42 (2013.01); G06Q 20/425 (2013.01); H04L 9/10 (2013.01); H04L 9/14 (2013.01); H04L 9/3231 (2013.01); H04L 9/3234 (2013.01); H04L 63/0853 (2013.01); H04L 63/126 (2013.01); G06F 2221/2129 (2013.01); H04L 2209/12 (2013.01); H04L 2209/24 (2013.01); H04L 2209/805 (2013.01);
Abstract

A method is disclosed. The method includes receiving, by a computer from a portable device via near field communications, a primary account number. The method includes transmitting, by the computer, to a validation entity computer over a communications network comprising the Internet or a cellular phone network, a request for dynamic account information associated with the primary account number. The validation entity computer obtains and sends the dynamic account information to the computer. The method also includes receiving, by the computer from the validation entity computer over the communications network comprising the Internet or the cellular phone network, the dynamic account information and populating a form on the computer with the dynamic account information.


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