The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 14, 2025

Filed:

Mar. 27, 2025
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Scott Karp, McLean, VA (US);

Deepak Kaushik, Vienna, VA (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04M 3/51 (2006.01); G06F 9/54 (2006.01); H04L 51/02 (2022.01); H04M 3/523 (2006.01); H04M 3/58 (2006.01); H04W 4/14 (2009.01); H04W 4/16 (2009.01);
U.S. Cl.
CPC ...
H04M 3/5166 (2013.01); G06F 9/547 (2013.01); H04L 51/02 (2013.01); H04M 3/5183 (2013.01); H04M 3/5235 (2013.01); H04M 3/58 (2013.01); H04W 4/14 (2013.01); H04W 4/16 (2013.01);
Abstract

A system for transitioning a telephony or in-person servicing to an artificial intelligence (AI) chat session. The system may receive a phone call from a user device associated with a user, and transmit a voice request for personally identifiable information associated with the user. The system may also receive and authenticate the requested personally identifiable information and, in response, generate an authentication token. The system may further receive a servicing intent from the user device, and generate a corresponding servicing intent token. Also, the system may generate an API call to an AI chatbot model, transmit the authentication token and the servicing intent token to the AI chatbot model, and map the servicing intent token to a stored servicing intent. Finally, the system may transmit a message to the user device via the AI chat session.


Find Patent Forward Citations

Loading…