The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 14, 2025
Filed:
Mar. 13, 2024
Bank of America Corporation, Charlotte, NC (US);
Shailendra Singh, Thane West, IN;
Savitri Sibaram Desulu, Mumbai, IN;
Thomas Boffin James, Mumbai, IN;
Amrut Gopal Nayak, Mumbai, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
A system for dynamically caching information includes a memory for storing location information and user information and a processor configured to periodically receive geolocation data associated with a first external device and store that geolocation data, along with a time stamp, as location information in the memory. After a predetermined period of time, the processor retrieves from the memory the location information corresponding to the predetermined time period. Machine learning is used to determine the probability of a first action. When the probability is higher than the first predetermined amount, the processor is configured to retrieve information needed to perform a first action and send the retrieved information to a second external device to store the information as cached information. This cached information is then used to perform a first action using the cached information on the second external device.