The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 14, 2025

Filed:

Jun. 22, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Kevin Osborn, Newton Highlands, MA (US);

Francis Ogbennah, Arlington, VA (US);

Anita Eradla, Ashburn, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); H04L 63/0853 (2013.01); H04L 63/105 (2013.01); H04L 63/1483 (2013.01);
Abstract

A computer-implemented method includes detecting a communication session established between a first computing device of a first user and a second computing device of a second user; generating session identification information for the communication session; detecting a triggering condition during the communication session to verify an identity of the first user; causing the second computing device to instruct the first user to interact a smart transaction card with the first computing device such that a one-time data item is transmitted from the smart transaction card to an application executing on the first computing device, the one-time data item dynamically generated by the smart transaction card, where the first user is authenticated via the application based at least in part on the level of authentication and the one-time data item; generating a verification token for the communication session, the authentication result stored in association with the session information.


Find Patent Forward Citations

Osborn, Kevin. (2025). Computer-based systems and/or computing devices programmed for role-based authentication during customer service sessions; and methods of use thereof (U.S. Patent No. 12445448). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12445448

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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