The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 14, 2025

Filed:

Nov. 04, 2022
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Suryadeep Tiwari, Chennai, IN;

Vidhya Chandrasekaran, Chennai, IN;

Angadhjot Hundal, San Francisco, CA (US);

Richard Yen-Ching Lee, Los Gatos, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 30/0204 (2023.01); G06Q 30/0601 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 30/0205 (2013.01); G06Q 30/0601 (2013.01);
Abstract

Methods and systems are presented for providing a framework that enables a computer system to analyze and compare changes to different account characteristics of different accounts that occurred over a time period. A code is generated for an account to represent changes to different account characteristics of the account within the time period. Changes to different account characteristics may be highlighted in the code using different colors or patterns. By analyzing the code, overlapping changes from different account characteristics that occurred within the same time frame may be detected. The different change patterns associated with the user account may then be used to assess a risk for the user account and/or a transaction involving the user account.


Find Patent Forward Citations

Tiwari, Suryadeep. (2025). Multi-dimensional coded representations of entities (U.S. Patent No. 12443960). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12443960

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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