The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 14, 2025

Filed:

Aug. 03, 2023
Applicant:

Equifax Inc., Atlanta, GA (US);

Inventor:

Kenneth Allen, Atlanta, GA (US);

Assignee:

EQUIFAX INC., Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/31 (2013.01); G06F 21/44 (2013.01); G06N 5/01 (2023.01);
U.S. Cl.
CPC ...
G06F 21/44 (2013.01); G06F 21/31 (2013.01); G06N 5/013 (2023.01); G06F 2221/2103 (2013.01); G06F 2221/2141 (2013.01);
Abstract

Aspects and examples are disclosed for improving multi-factor authentication techniques to control access to secured electronic resources. In one example, a decisioning computer system evaluates, based on a passive-dimension decision process, an access request, received from a user device, for a secured electronic resource. The passive-dimension decision process can evaluate dimensions associated with the access request, such as identity or device characteristics, to determine whether the dimensions of the access request are outside of norms for the user. Based on the passive-dimension decision model, the decisioning computing device may communicate to the user device an access decision, the access decision describing one or more of an access authorization, a denial of access, or a supplemental authentication challenge.


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