The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 07, 2025
Filed:
Jan. 02, 2024
Bank of America Corporation, Charlotte, NC (US);
Maharaj Mukherjee, Poughkeepsie, NY (US);
George Anthony Albero, Charlotte, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
User authentication/login occurs prior to a user accessing a network, application, web site/service or coming in contact with a computing device. Pre-authenticating/logging-in of users in advance of the user visiting or accessing the computing technology. A single device passcode that unlocks the device and a passcode vault storing the user's passcodes. Unlocking the passcode vault provides for the passcodes stored therein to be automatically applied to the corresponding entities requiring authentication to grant users access without requiring any user input/actions. Machine-Learning (ML) models that are trained to learn user login patterns are implemented to identify login pattern(s) and subsequently passcodes are retrieved for the entities making up the login pattern(s) from the passcode vault. Prior to the user accessing the entities that make up the login pattern, the present invention accesses the entities and applies the retrieved passcodes to pre-authenticate the user.