The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Jan. 24, 2023
Applicant:

Citizens Financial Group, Inc., Providence, RI (US);

Inventors:

Bhaskar Purimetla, Marlborough, MA (US);

Krishna Purimetla, Marlborough, MA (US);

Brinda Purimetla, Marlborough, MA (US);

Assignee:

Citizens Financial Group, Inc., Providence, RI (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); H04L 63/0853 (2013.01); H04L 63/0884 (2013.01); H04L 63/102 (2013.01);
Abstract

In some examples, a computing system may include one or more processors and a memory that includes instructions. Additionally, the one or more processors may execute the instructions to receive, from a user device, a request to create an account, and, in response to receiving the request, transmit a first message to the user device. Moreover, the one or more processors may execute the instructions to receive additional identifiable data received from the user device and implement a set of confirmation operations that includes verifying at least the additional identifiable data based on third-party data. Further, the one or more processors may execute the instructions to, based at least on the verification of at least the additional identifiable data, implement a second set of operations that cause the one or more processors to generate the account including one or more account related features specified by the user.


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