The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 07, 2025
Filed:
Dec. 20, 2023
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventor:
Lawrence Douglas, McLean, VA (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
H04L 9/3213 (2013.01); H04L 9/3226 (2013.01);
Abstract
Systems and methods are described herein for leveraging offline virtual authentication tokens during periods of inaccessible network connectivity. In some aspects, after determining the system is offline, systems and methods request an authentication code from a user and determine whether the authentication code received from the user is valid. In response to determining that the authentication code is valid, systems and methods select an offline virtual authentication token from the plurality of stored offline virtual authentication tokens associated with the user account.