The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Aug. 19, 2021
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Cristian Radu, Beauvechain, BE;

Valerie Wouters, Genval, BE;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/42 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0201 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/42 (2013.01); G06Q 20/403 (2013.01); G06Q 30/0206 (2013.01);
Abstract

The present invention relates to a method () of requesting consent from a consumer to complete an action. The method () comprises: determining () a time interval during which a probability of a consumer providing consent to complete the action exceeds a probability of the consumer not providing consent to complete the action; and requesting () consent from the consumer to complete the action during the time interval. Also disclosed is a system () for requesting consent from a consumer to complete an action. The system () comprises a probability processor () and a request processor (). The probability processor () is configured to determine a time interval during which a probability of a consumer providing consent to complete the action exceeds a probability of the consumer not providing consent to complete the action. The request processor () is configured to request consent from the consumer to complete the action during the time interval. The action may comprise: a payment transaction, an exchange of data, and/or an update to terms and conditions of use or a service agreement. The method () and/or system () may be used in the completion of a merchant-initiated transaction.


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