The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Aug. 09, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sneha Padiyar, East Mumbai, IN;

Sakshi Bakshi, New Delhi, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3827 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/407 (2013.01);
Abstract

A real-time payment security method and system for preventing eavesdropping attacks on computing devices may include a plurality of sensors configured to detect anomaly-type behavior indicative of a security threat. The plurality of sensors may be configured to share data, and may be configured to eliminate false-positive anomaly-type behavior indicative of a security threat. The system and method may further include a hash chain network comprising a plurality of hash nodes, and a dynamic authentication mapper, wherein the dynamic authentication mapper may be powered by a cognitive artificial intelligence (AI) engine, and wherein the dynamic authentication mapper may be configured to generate a user notification of valid anomaly-type behavior indicative of a security threat thereby preventing an eavesdropping attack.


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