The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Jun. 20, 2023
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventor:

Kevin Laracey, Natick, MA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0207 (2023.01); G06Q 30/0226 (2023.01); G06Q 30/0251 (2023.01); G06Q 30/04 (2012.01); G06Q 30/06 (2023.01); G06Q 30/0601 (2023.01); G06Q 40/00 (2023.01); G06Q 40/02 (2023.01); G06Q 40/12 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/202 (2013.01); G06Q 20/10 (2013.01); G06Q 20/20 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/363 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/405 (2013.01); G06Q 30/06 (2013.01); G06Q 20/108 (2013.01); G06Q 20/401 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0226 (2013.01); G06Q 30/0233 (2013.01); G06Q 30/0236 (2013.01); G06Q 30/0239 (2013.01); G06Q 30/0253 (2013.01); G06Q 30/04 (2013.01); G06Q 30/0601 (2013.01); G06Q 40/00 (2013.01); G06Q 40/02 (2013.01); G06Q 40/12 (2013.12);
Abstract

Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are created, at least in part, on information obtained from payment transactions conducted by users.


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