The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Nov. 28, 2022
Applicant:

Goldman Sachs & Co. Llc, New York, NY (US);

Inventors:

Paul Walker, New York, NY (US);

Phil J. Venables, New York, NY (US);

Assignee:

Goldman Sachs & Co. LLC, New York, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/06 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 40/04 (2012.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/06 (2013.01); G06Q 20/065 (2013.01); G06Q 20/36 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3678 (2013.01); G06Q 20/382 (2013.01); G06Q 40/04 (2013.01); H04L 9/30 (2013.01); H04L 9/3236 (2013.01); H04L 9/3247 (2013.01); H04L 63/126 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01);
Abstract

The present disclosure is directed to security settlement in financial markets and cryptographic currencies. Particular portions of the present disclosure are directed to a cryptographic currency protocol and to a cryptographic currency that includes a positional item. The cryptographic currency protocol supports a virtual wallet that, in various embodiments, is a security and cash account for storing and managing the cryptographic currency. Opening a transaction via the virtual wallet to transfer the cryptographic currency is a strong guarantee of the availability of funds in the virtual wallet because, e.g., funds are not transacted unless the commit phase is successful.


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