The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 07, 2025

Filed:

Mar. 09, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventor:

Rick A. Beye, Highland Beach, FL (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/62 (2013.01); G06F 21/60 (2013.01);
U.S. Cl.
CPC ...
G06F 21/6254 (2013.01); G06F 21/602 (2013.01); G06F 2221/2129 (2013.01);
Abstract

Aspects of the disclosure are directed to protecting individual privacy during a service transaction. The mobile device identity is separated from the individual's identity when the individual is consuming the provided services. One aspect enables the connection between the individual's identity and the mobile device identifiers to be broken by binding ownership of the physical device to a separate entity called the privacy provider service (PPS). With one aspect a computing platform supports communications between a PPS device and another computing device by supporting a communications token. When the PPS device transfers the communication token to the other device, the other device can submit the communications token to the computing platform. The platform subsequently establishes a communication channel among the devices and the platform so that the device identities are masked from each other. Other aspects support other service transaction types including payment transfers and consumption of internet application services.


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