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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12432272 B1

PDFFull Text
Date of Patent:
Sep. 30, 2025

Filed:

Oct. 06, 2023

Cross-network differential determination

Applicant:

Synchrony Bank, Stamford, CT (US);

Inventors:

Roy Erez, Los Altos, CA (US);

Alex Sirota, Los Altos, CA (US);

Gabriel Saunkeah, Berkeley, CA (US);

Assignee:

Synchrony Bank, Stamford, CT (US);

Attorney:

Polsinelli LLP

Primary Examiner:

Henry Orr

Int. Cl.
CPC ...
G06F 3/0484 (2022.01); G06F 16/248 (2019.01); G06F 16/3331 (2025.01); G06F 16/3332 (2025.01); H04L 1/00 (2006.01); H04L 41/0894 (2022.01); H04L 41/22 (2022.01); H04L 43/045 (2022.01); H04L 61/2521 (2022.01); H04L 61/5076 (2022.01); H04L 67/1097 (2022.01); H04L 67/56 (2022.01); H04L 67/561 (2022.01); H04L 67/564 (2022.01); H04L 67/5682 (2022.01); H04L 67/2866 (2022.01);
U.S. Cl.
CPC ...
H04L 67/1097 (2013.01); G06F 3/0484 (2013.01); G06F 16/248 (2019.01); G06F 16/3331 (2019.01); G06F 16/3338 (2019.01); H04L 1/0077 (2013.01); H04L 41/0894 (2022.05); H04L 41/22 (2013.01); H04L 43/045 (2013.01); H04L 61/2528 (2013.01); H04L 61/5076 (2022.05); H04L 67/56 (2022.05); H04L 67/561 (2022.05); H04L 67/564 (2022.05); H04L 67/5682 (2022.05); H04L 67/2866 (2013.01);
Abstract

Provided are systems, methods, and computer-program products for a proxy network that can determine, for a set of objects, an initial differential, where the initial differential is determined using a rules data store of a host network. The proxy network can further determine a supplemental differential for the set of objects. The proxy network can further determine a final differential that is the sum of the initial differential and the supplemental differential. The proxy network can further determine a final sum for the set of objects that is the object value less the final differential. The proxy network can further generate an outbound data packet that includes values corresponding to the set of objects and the final sum. When the host network receives the outbound data packet, the host network can modify an object data store using the values corresponding to the set of objects and the final sum.

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