The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 30, 2025
Filed:
Aug. 07, 2023
Bank of America Corporation, Charlotte, NC (US);
Anurajam Rajagopalan, Vengaivasal, IN;
Durga Prasad Kutthumolu, Hyderabad, IN;
Subburathinam Krishnan, Chennai, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
Arrangements for providing near-field communication (NFC) security using smart cyber contract generation (SCC) are provided. A platform may train an anomaly detection engine based on historical user information and an SCC generation engine based further on historical event processing rules. The platform may generate a certificate for a user device based on intercepting a request via NFC. The platform may validate the certificate based on a maintained profile. The platform may generate a suspicion indication for the request using the anomaly detection engine. The platform may generate an SCC, using the SCC generation engine, based on identifying the request is suspicious. The platform may apply rules included in the SCC to information included in the request. Based on determining that less than all of the rules in the SCC are satisfied, the platform may initiate a security action. The platform may update the engines based on updated event processing permissions.