The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 30, 2025
Filed:
Oct. 02, 2023
Bank of America Corporation, Charlotte, NC (US);
Gowri Sundar Suriyanarayanan, Chennai, IN;
Maneesh Kumar Sethia, Hyderabad, IN;
Abhijit Behera, Hyderabad, IN;
Shailendra Singh, Thane West, IN;
Bank of America Corporation, Charlotte, NC (US);
Abstract
A system includes a memory and a processor that validates an interaction between an initiating and a receiving device. An encrypted request is received to perform the interaction and the processor extracts an initiating device identification, a receiving device identification, and one or more numerical values associated with the interaction. Using this extracted information, the processor produces a verification key by applying a hash function and a verification checksum value using a checksum function. The verification key and verification checksum value are then compared with an authentication key and authentication checksum value that were produced in a same manner prior to the interaction being initiated. If it is determined that either the verification key and the authentication key do not have the same value, or verification checksum value and authentication checksum value do not have the same value, then the interaction is reversed.