The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 30, 2025

Filed:

Feb. 20, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ankit Chandra Agarwal, Gurugram, IN;

Srilaxmi Sreepalli, Hyderabad, IN;

Sujatha Balaji, Chennai, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 30/0601 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0611 (2013.01);
Abstract

A system for implementing intelligent interactions in a metaverse comprises a metaverse server in communication with an entity server. A metaverse server receives an interaction request for an interaction session from a first user avatar to obtain a digital item in a virtual environment. The metaverse server determines an item value of the digital item is greater than the first asset value, determines a supplement asset required for the first user to obtain the digital item, and sends an asset request with the supplement asset to an entity avatar. The entity server determines that the supplement asset in a first asset pool in a database. The entity server generates digital contracts to receive the supplement asset and send the supplement asset to the metaverse server. The metaverse server completes the interaction session with the first asset and the supplement asset to obtain the digital item for the first user avatar.


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