The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 30, 2025
Filed:
Jul. 12, 2021
Mastercard International Incorporated, Purchase, NY (US);
Sowmya Reddy Lakka, Wildwood, MO (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
Systems and methods are provided for facilitating network transactions. One exemplary method includes receiving a request from a transaction originator for a transaction between a sending party and a receiving party directing funds from an account of the sending party to an account of the receiving party, and transmitting the request to an interface processor, via a message gateway, thereby enabling the interface processor to transmit an authorization request for the transaction to a banking institution associated with the sending party's account via a payment network. The method also includes determining a status of the transaction from authorization data received from the payment network, but not received from the message gateway, and providing the status to the transaction originator, thereby bypassing the message gateway and limiting an unknown status for the transaction being provided to the transaction originator in case of a disruption in communication from the message gateway.