The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 23, 2025

Filed:

Jan. 13, 2022
Applicant:

Alipay (Hangzhou) Information Technology Co., Ltd., Hangzhou, CN;

Inventors:

Bingying Zhu, Hangzhou, CN;

Zhi Xin, Hangzhou, CN;

Wei Yuan, Hangzhou, CN;

Xiaofei Wan, Hangzhou, CN;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 21/62 (2013.01); G06Q 20/14 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/383 (2013.01); G06F 21/6254 (2013.01); G06Q 20/14 (2013.01); G06Q 20/3829 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Embodiments of this specification provide a payment service implementation method and apparatus. According to the method in the embodiments, when a payment service is performed, anonymous processing needs to be performed on original payment account information. First, a random number is used to perform transform processing on the original payment account information, so that information encrypted each time by using a public key is different. Then, the public key and an encryption algorithm obtained in advance are used to encrypt payment account information obtained after the transform processing, so as to obtain anonymous payment account information, thereby completing an anonymous processing process. After anonymous processing is completed, the obtained anonymous payment account information may be used to perform a payment operation.


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