The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 23, 2025
Filed:
Aug. 08, 2019
Mastercard International Incorporated, Purchase, NY (US);
Sachin Kumar Agarwalla, Miami, FL (US);
MASTERCARD INTERNATIONAL INCORPORATED PURCHASE, Purchase, NY (US);
Abstract
A Secure Transaction System can receive a request to initiate a transaction from a payment application. The request can include merchant information obtained from a QR code generated for a merchant. The Secure Transaction System can search a merchant storage resource for corresponding contact information for the merchant identified by the merchant information and communicate a password over a communication channel using the contact information for the merchant. The password sent to the merchant can be provided to the payment application in some manner and the payment application can communicate the password to the Secure Transaction System, which determines whether the verification information satisfies conditions with respect to the password for the merchant and communicates confirmation to the payment application that the transaction can proceed when the verification information satisfies the conditions.