The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 16, 2025

Filed:

Sep. 13, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Julie Stanley, Indian Land, SC (US);

Benjamin Tweel, Romeoville, IL (US);

Basil C. Doyle, Chicago, IL (US);

Anna Burchman, Staten Island, NY (US);

Jack Franklin Price, Jr., McKinney, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/45 (2013.01); G06F 21/64 (2013.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/45 (2013.01); G06F 21/64 (2013.01);
Abstract

Aspects of the disclosure relate to a collaborative verified user platform using distributed ledger technology. A collaborative verified user platform may receive user information from a first user device. The platform may store the user information to a distributed ledger. The platform may update the distributed ledger based on one or more changes to the user information. The platform may receive a request to access the user information. The platform may determine whether to grant access to the user information based on one or more permissions. The platform may establish a secure channel between a first user device and a second user device. The platform may process secure requests associated with a venture corresponding to both the first user device and to the second user device. The platform may detect a permission violation. The platform may initiate one or more security actions based on the permission violation.


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