The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 16, 2025
Filed:
Oct. 21, 2024
Bank of America Corporation, Charlotte, NC (US);
Saurabh Khanna, Frisco, TX (US);
David Balbo, Milltown, NJ (US);
Harmeet Kalra, Dublin, CA (US);
Jayakrishnan Muraleedharan, Thousand Oaks, CA (US);
Richard W. Renner, Granite City, IL (US);
Pawan K. Shetty, McKinney, TX (US);
Mansoor Zafar, Frisco, TX (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
On-demand generation of electronic/digital communication documents. Standardized data files are received which contain the variable and indexing user data needed to generate the digital communication documents for various users. These data files are associated and stored with a corresponding content template file, which includes all of the static data required to generate the digital communication documents. Subsequently, when a request is made for a digital communication document, the data file is accessed and searched for the specific user's variable and indexing data and once retrieved, the digital communication document is generated, in the desired format, using the user's variable and indexing data and the static data found in the associated content template file. In this regard, generation of the document can be in any file format required of the delivery channel, such as online, mobile application, including video and virtual assistance channels, data insight analysis or the like.