The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 09, 2025
Filed:
Jan. 05, 2023
Bank of America Corporation, Charlotte, NC (US);
Kumara Swamy Kariyappa Reddy, Charlotte, NC (US);
Michael G. Horstman, Chicago, IL (US);
Manu Jacob Kurian, Dallas, TX (US);
Ganesh Bonda, Charlotte, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
A system is provided for resource sharing over a secure wireless network communication channel. In particular, the system may include an endpoint device equipped with wireless communication capabilities. An application installed on the endpoint device may cause the endpoint device to perform a wireless scan of a network for nearby devices that are configured to send, receive, and/or exchange resources. Each device may be associated with a unique identifier, where the unique identifier may be associated with one or more resource accounts. Upon receiving a selection of a unique identifier, the endpoint device may initiate a resource transfer to the device associated with the selected identifier. In this way, the system may provide a secure and efficient way to exchange resources over a wireless communication channel.