The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 09, 2025
Filed:
Nov. 05, 2021
Capital One Services, Llc, McLean, VA (US);
Eric K. Barnum, Midlothian, VA (US);
Robert Dwane Wokaty, Jr., Glen Allen, VA (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
In some implementations, a system may receive, from a terminal, an account identifier, an authentication credential, and a request for data associated with a user, wherein the request may identify requested data items associated with the account identifier. The system may authenticate the request using the account identifier and the authentication credential. The system may determine whether the request satisfies a pre-approval condition after authenticating the request. The system may transmit a first message to a user device associated with the user or transmit a second message to a third party device associated with the terminal based on whether the requested data items satisfy the pre-approval condition. The first message to the user device may request approval to transmit the requested data items to the third party device via the second message, and the second message may enable access to the requested data items.