The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 09, 2025

Filed:

Jul. 06, 2021
Applicant:

Charles Schwab & Co., Inc., San Francisco, CA (US);

Inventors:

Valery Zubovsky, San Francisco, CA (US);

Charles E. Gotlieb, San Francisco, CA (US);

Suwat Phruksawan, Pleasant Hill, CA (US);

Toby R. Kendall, San Francisco, CA (US);

Patrick C. Mcgraw, Round Rock, TX (US);

Dominic E. Caudell, Austin, TX (US);

Assignee:

CHARLES SCHWAB & CO., INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06V 40/12 (2022.01);
U.S. Cl.
CPC ...
H04L 63/083 (2013.01); G06V 40/1365 (2022.01); H04L 63/0853 (2013.01); H04L 63/0861 (2013.01); H04L 63/166 (2013.01);
Abstract

A method for authenticating a user for a web service includes receiving, at a first device, a request from a second device to authenticate the user for the web service and in response to the request, returning a code from the first device to the second device and generating, with the second device, a human-perceptible rendering including the code. The method further includes, capturing the human-perceptible rendering by a third device, providing an identifier of the user by the third device, identifying the code from the human-perceptible rendering, and granting access to the web service based on the code identified and the identifier of the user.


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