The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 09, 2025
Filed:
Jul. 28, 2023
Bank of America Corporation, Charlotte, NC (US);
Elvis Nyamwange, Little Elm, TX (US);
Sailesh Vezzu, Hillsborough, NJ (US);
Amer Ali, Jersey City, NJ (US);
Rahul Phadnis, Charlotte, NC (US);
Rahul Yaksh, Austin, TX (US);
Hari Vuppala, Charlotte, NC (US);
Pratap Dande, St. Johns, FL (US);
Brian Jacobson, Los Angeles, CA (US);
Erik Dahl, Newark, DE (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
An apparatus may include conduction of a secure transfer at a point of identification using image recognition and blockchain authentication. The apparatus may include a computer processor, a camera, an image capturing machine, a reference database, an XGBoost image recognition machine learning model, and a blockchain. The computer processor may be an edge computing device. The computer processor may be configured to identify a user at a point of identification by capturing an image, running the Features detection engine to identify sets of features, running the XGBoost image recognition machine learning model to identify labels in the sets of features, and matching the sets of features and labels to a record in the reference database. The computer processor may further be configured to seek user approval on the user's portable device before providing the transfer. Once the user has approved the transfer, the transfer may be recorded in the blockchain.