The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 09, 2025

Filed:

Jul. 20, 2021
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Heather May Jeske, Etobicoke, CA;

Olga Chirdaris, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/12 (2023.01); G06F 9/455 (2018.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12); G06F 9/45558 (2013.01); G06F 2009/4557 (2013.01); G06Q 40/03 (2023.01);
Abstract

The disclosed exemplary embodiments include computer-implemented processes that manage report and reconciliation workflow through a virtualization of robotic process automation (RPA) techniques. In some examples, an apparatus obtains reporting data that characterizes a status of an obligation during a first temporal interval, and perform operations that request, through a first digital interface of a first application, payment data that characterizes the status of the obligation during a second temporal interval. The reporting data may include information generated during a programmatic chatbot session. Based on the payment data, the apparatus modifies a portion of the reporting data to reflect the status of the obligation during the second temporal interval, and transmits a notification indicative of the modified portion of the reporting data to the first computing system.


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