The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 09, 2025

Filed:

May. 21, 2024
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Usha Narayana, Natick, MA (US);

Kimberly Belle Summerrow, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 40/06 (2012.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 40/06 (2013.01); G06Q 20/20 (2013.01); G06Q 20/405 (2013.01); H04W 4/12 (2013.01);
Abstract

A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.


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