The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 09, 2025
Filed:
Sep. 19, 2022
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
Jeremy Phillips, Brooklyn, NY (US);
David Perks, Richmond, VA (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2023.01); G06Q 10/08 (2024.01); G06Q 10/083 (2023.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 40/02 (2023.01); G06Q 30/016 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0281 (2013.01); G06Q 10/083 (2013.01); G06Q 20/202 (2013.01); G06Q 20/206 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/425 (2013.01); G06Q 40/02 (2013.01); G06Q 30/016 (2013.01);
Abstract
A system, apparatus, and method are disclosed to enable a bank to send a secure object to a bank customer at a remote location. In addition to performing authentication, the system and method exploit the payment rails to verify transactions by the bank customer, as well as to confirm the physical location of the customer. The bank customer who is successfully verified may receive the secure object by courier at the remote location within a limited time period of the request.