The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 09, 2025

Filed:

Apr. 28, 2023
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Kumar Rao Krishnagi, Powell, OH (US);

Rupa Shah, Morristown, NJ (US);

Gaurav Chawla, Hoboken, NJ (US);

Vaibhav Vaibhav, Bernardsville, NJ (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/32 (2013.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01); G06F 21/316 (2013.01);
Abstract

Various methods, apparatuses/systems, and media for detecting login fraud based on a machine learning model are disclosed. A processor creates a machine learning model configured to be trained to generate a score based on user's biometrics data and a pattern of activity logs data of the user; trains the machine learning model with the user biometrics data and the pattern of activity logs data in real-time; receives user credentials data from the user for login attempt into a system; compares the received user credentials data with the biometrics data and the pattern of activity logs data of the user stored on a database and the machine learning model; and generates the score, in response to comparing, by utilizing the trained machine learning model. The score is a value that the processor compares with a predetermined threshold value to determine in real-time whether the login attempt is fraudulent.


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