The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 02, 2025
Filed:
Dec. 29, 2022
American Express Travel Related Services Company, Inc., New York, NY (US);
Abhinav Aryendra, Phoenix, AZ (US);
Nicolas R.j. Blackwell, Worthing, GB;
Benjamin J. Cane, Phoenix, AZ (US);
Prakasam Duraisamy, Phoenix, AZ (US);
Tristan M. Fuentes, Mesa, AZ (US);
Sunil Patel, Phoeniz, AZ (US);
Michael S. Zoratti, Markham, CA;
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
Disclosed are various embodiments for facilitating payments between members of separate payment networks. A first instance of a supernetwork can receive a payment request from a source network hub connected to the first supernetwork instance and linked to a first payment network, the first payment request specifying an identifier for a recipient institution and an amount of the payment request. The first instance of the supernetwork can then query a participant status cache to identify a destination network hub linked to a second payment network associated with the recipient institution. Next, the first instance of the supernetwork can query a participant registry to identify a second supernetwork instance connected to the destination network hub. Finally, the first instance of the supernetwork can forward the payment request to a second global transaction router hosted by a second supernetwork instance connected to the destination network hub.