The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 26, 2025
Filed:
Jul. 28, 2022
U.s. Bancorp, National Association, Minneapolis, MN (US);
Souvik Sarkar, Monroe Township, NJ (US);
Michael Hunter, Rosemount, MN (US);
Adam Carter, Stillwater, MN (US);
U.S. BANCORP, NATIONAL ASSOCIATION, Minneapolis, MN (US);
Abstract
A method comprises receiving a transaction request comprising an identification of a sending account, an identification of a recipient account, and a value; comparing the value to a threshold identified in one or more rules; identifying a transaction protocol based on the comparing; selecting a first subset of computers of a plurality of subsets of computers based on the identified transaction protocol, each of the plurality of subsets of computers corresponding to a different transaction protocol; and transmitting a message to each computer of the first subset of computers indicating the transaction request, receipt of the message causing each computer of the first subset of computers to complete a transaction corresponding to the transaction request between the sending account and the recipient account.