The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 26, 2025
Filed:
May. 18, 2023
Bank of America Corporation, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A method for determining whether an existing customer is eligible for a zero-knowledge proof ('ZKP') application is provided. The method may include determining that the existing customer possesses a private key linked to an account profile associated with the existing customer absent provision of the private key. The determining may also include executing a behavior-scan on the account profile to confirm that a score of the behavior-scan is equal to or greater than a pre-determined score. In response to the determining that the existing customer is eligible for the ZKP application, the method may include generating the ZKP application by executing an encryption algorithm on the sensitive data of the account profile to output a digital zero-knowledge token for each of the sensitive data and auto-filling each input field in the ZKP application that is associated with sensitive data with the digital zero-knowledge token.