The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 26, 2025
Filed:
Jun. 03, 2022
Applicant:
Credit Karma, Llc, Oakland, CA (US);
Inventors:
Pankaj Risbood, San Francisco, CA (US);
Jonathan A. Matus, San Francisco, CA (US);
Assignee:
Credit Karma, LLC, Oakland, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06N 20/00 (2019.01); G07C 5/00 (2006.01); G07C 5/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G07C 5/008 (2013.01); G07C 5/0841 (2013.01); G06N 20/00 (2019.01);
Abstract
A method for monitoring device usage includes: receiving user device information; based on the user interaction data, determining a state associated with the user device; and based on the state of the user device, determining a set of tap parameters. Additionally or alternatively, the method can include any or all of: determining a risk score based on at least on the set of tap parameters; determining an output based on the risk score; and/or any other suitable processes performed in any suitable order.