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The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 12400257 B1

PDFFull Text
Date of Patent:
Aug. 26, 2025

Filed:

Mar. 01, 2022

Automatic remote deposit image preparation apparatuses, methods and systems

Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Seth E. Ethington, San Antonio, TX (US);

Aaron Kay, North Logan, UT (US);

Adam S. Newman, San Antonio, TX (US);

Lawrence Z. Lu, San Antonio, TX (US);

Dylan Patterson, San Antonio, TX (US);

Assignee:

United Services Automobile Association (USAA), San Antonio, TX (US);

Attorney:

Crowell & Moring LLP

Primary Examiner:

Edward Chang

Int. Cl.
CPC ...
G06Q 40/02 (2023.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06T 5/40 (2006.01); G06T 7/11 (2017.01); G06T 7/12 (2017.01); G06V 10/10 (2022.01); G06V 10/20 (2022.01); G06V 10/44 (2022.01); G06V 10/50 (2022.01); G06V 20/62 (2022.01); G06V 30/416 (2022.01); H04N 1/40 (2006.01); H04N 23/00 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/042 (2013.01); G06Q 20/0425 (2013.01); G06Q 20/1085 (2013.01); G06T 5/40 (2013.01); G06T 7/11 (2017.01); G06T 7/12 (2017.01); G06V 10/10 (2022.01); G06V 10/20 (2022.01); G06V 10/443 (2022.01); G06V 10/50 (2022.01); G06V 20/63 (2022.01); G06V 30/416 (2022.01); H04N 1/40012 (2013.01); H04N 23/00 (2023.01); G06T 2207/20132 (2013.01);
Abstract

The AUTOMATIC REMOTE DEPOSIT IMAGE PREPARATION APPARATUSES, METHODS AND SYSTEMS (hereinafter 'MultiCrop') transforms uploaded check images and check deposit information inputs via MultiCrop components image into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the MultiCrop may capture images of the check and send them to a financial institution for deposit processing.

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