The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 26, 2025

Filed:

Nov. 29, 2023
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

James P. White, Iii, Middletown, DE (US);

Eric Han Kai Chang, Wilmington, DE (US);

Howard Spector, Street, MD (US);

William F. Mann, Iii, Avondale, PA (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06K 19/06 (2006.01); G06K 19/07 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/354 (2013.01); G06K 19/06028 (2013.01); G06K 19/06187 (2013.01); G06K 19/0723 (2013.01); G06Q 20/341 (2013.01);
Abstract

Systems and methods for activating and using dynamic cards are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for activating a dynamic transaction instrument may include: (1) receiving, from an electronic device, an identification of an inactive financial instrument to activate; (2) receiving, from the electronic device, at least one parameter that restricts the use of the inactive financial instrument after it is activated; and (3) activating the inactive financial instrument subject to the at least one parameter by associating, at a backend, an account with the inactive financial instrument.


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