The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 26, 2025

Filed:

May. 18, 2022
Applicant:

Marqeta, Inc., Oakland, CA (US);

Inventors:

Santiago Vinoth Jeyaseelan Arockiaraj, San Ramon, CA (US);

Bhavana Yarasuri, Chicago, IL (US);

Assignee:

Marqeta, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/34 (2013.01);
Abstract

This disclosure describes methods, non-transitory computer readable storage media, and systems that utilize machine-learning to automatically generate card management programs with varying configurations of card parameters. For example, the disclosed system determines predetermined card parameter configurations from different card parameter categories for generating a card management program. In particular, the disclosed system utilizes a machine-learning model to generate card usage scores for various combinations of the predetermined card parameter configurations. The disclosed system utilizes the card usage scores generated by the machine-learning model to generate a bundled set of parameter configurations including a combination of a subset of the predetermined card parameter configurations. The disclosed system also provides the bundled set of parameter configurations as a recommendation for generating the card management program.


Find Patent Forward Citations

Jeyaseelan Arockiaraj, Santiago. (2025). Generating bundled sets from predetermined card parameter configurations utilizing machine-learning (U.S. Patent No. 12400212). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/12400212

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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