The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 19, 2025

Filed:

Dec. 02, 2022
Applicant:

Credit Karma, Llc, Oakland, CA (US);

Inventors:

Sambuddha Bhattacharya, San Francisco, CA (US);

Nikhil Mudaliar, San Francisco, CA (US);

Rajesh Bhat, San Francisco, CA (US);

Udit Gupta, San Francisco, CA (US);

Tapan Bhardwaj, San Francisco, CA (US);

Assignee:

Credit Karma, LLC, Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 20/00 (2019.01); G06F 18/23 (2023.01); G06F 18/24 (2023.01);
U.S. Cl.
CPC ...
G06F 18/24 (2023.01); G06F 18/23 (2023.01); G06N 20/00 (2019.01);
Abstract

The system can include a plurality of data processing modules (e.g., machine learning models, rule-based models, etc.), which can include: a feature generation module, a Driver versus Passenger (DvP) classification module, a validation module, an update module, and/or any other suitable data processing modules. The system can optionally include a mobile device (e.g., such as a mobile cellular telephone, user device, etc.) and/or can be used in conjunction with a mobile device (e.g., receive data from an application executing at the mobile device and/or utilize mobile device processing, etc.). However, the system can additionally or alternatively include any other suitable set of components. The system functions to facilitate execution of method S. Additionally or alternatively, the system functions to classify a role of a mobile device user (e.g., driver or passenger; driver or nondriver; etc.) for a vehicle trip and/or determine a semantic label for the vehicle trip.


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