The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 12, 2025
Filed:
Feb. 07, 2023
Bank of America Corporation, Charlotte, NC (US);
Vishal Patangia, West Hills, CA (US);
Joehinth Danishkumar Samuel Theodore, Fort Mill, SC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
A system is provided for authenticating a resource transfer in a peer-to-peer resource sharing electronic network. In particular, the system may receive a request from a first endpoint device to execute a resource transfer with a second endpoint device. The request from the first endpoint device may comprise a selection or designation of an authentication credential associated with the resource transfer. The system may prompt the second endpoint device for an authentication input. Upon receiving the authentication input from the second endpoint device, the system may validate the authentication input using the authentication credential provided using the first endpoint device. Once the authentication input from the second endpoint device has been validated, the system may execute the resource transfer according to the parameters defined by the first endpoint device. In this way, the system may provide a secure way to execute peer-to-peer resource transfers over a network.