The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 12, 2025

Filed:

Jan. 17, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Edward Lee Traywick, Bellbrook, OH (US);

Christopher D. Nobile, Charlotte, NC (US);

Joshua R. Johnson, Denver, NC (US);

Christopher Stephen Littrell, Dallas, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/31 (2013.01); G06F 21/32 (2013.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); G06F 21/31 (2013.01); G06F 21/32 (2013.01); H04L 9/3231 (2013.01); H04L 63/102 (2013.01);
Abstract

Arrangements for providing dynamic passive authentication are provided. In some aspects, registration data may be received for a plurality of users. The registration data may include biometric data of each user of the plurality of users, and identification of one or more user computing devices that each user is authorize to access. In response to receiving an indication of login to a user computing device by a first user, one or more passive authentication functions may be activated and biometric data may be received from devices associated with the user computing device. The computing platform may compare the received biometric data to registration biometric data associated with the first user. If the received data matches the registration data, the system may capture additional biometric data at a subsequent time. If the received data does not match the registration data, one or more mitigation actions may be identified and executed.


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