The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 12, 2025

Filed:

Jun. 26, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Jennifer Sanctis, Charlotte, NC (US);

Taylor Farris, Hoboken, NJ (US);

Vishwas Korde, Matthews, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06F 21/32 (2013.01); G06F 21/36 (2013.01);
U.S. Cl.
CPC ...
G06F 21/36 (2013.01); G06F 21/32 (2013.01);
Abstract

A method for authenticating a user into a session on an entity application running on a computing device is provided. The method may include using a mobile device of the user as an authenticator. The method may include capturing by the mobile device, a dynamic quick response ('QR') code displayed on the computing device. The method may include transmitting the dynamic QR code, pre-authorized user credentials and a facial image of the user captured within a pre-determined time to a central server for authentication. The transmitting may be for verifying the user of the computing device being the user of the mobile device. In response to the verifying, via the central server, the dynamic QR code, the pre-authorized user credentials and the facial image, authenticating the user into the session on the entity application on the computing device.


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