The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 12, 2025

Filed:

Jul. 20, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Manu Kurian, Dallas, TX (US);

Ana Maxim, Arlington, VA (US);

Vinesh Patel, London, GB;

Michael Young, Davidson, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06F 21/32 (2013.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01);
Abstract

Apparatus, methods and systems for continual biometric authentication of a user on a user device is provided. Methods may create, for the user, a biometric authentication reference model. Methods may store the biometric authentication reference model at a database associated with the user device. In response to an instantiation of a session by the user on the user device, methods may execute a continual biometric scan. The scanning may be executed until the session is terminated. Methods may identify a number of comparison points between the scanned and stored biometric identifiers. In response to determining that the number of identified comparison points is below a predetermined threshold number of comparison points, methods may initiate a passcode request. The passcode request may request a confirmation of a preset user-selected passcode. In response to determining that the passcode response does not match the preset user-selected passcode, methods may terminate the session.


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