The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 05, 2025

Filed:

Jan. 11, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Joshua Abraham, Sharon, MA (US);

Steven Sinks, Scottsdale, AZ (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/083 (2013.01); H04L 63/0442 (2013.01); H04L 63/0861 (2013.01);
Abstract

An information-security method for securely accessing a web site through non-password user authentication to an intermediary portal is disclosed. A hardware/biometric login authenticates a user to a portal, which provides 1-click user access to web sites. The portal generates a strong password for each web site. Private keys with the passwords embedded therein are generated by the portal and stored along with public keys for the web sites. Communications between the portal and web sites are asymmetrically encrypted using the keys. Passwords for the web sites are updated or autorotated by the portal on-demand, at periodic intervals, and/or in response to data breaches or threat vectors to provide enhanced security. Updated login credentials are communicated to the web sites when the passwords are changed by the portal. Passwords are managed transparently to the user such that users need not be aware or keep track of their passwords.


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