The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 05, 2025
Filed:
Jun. 05, 2023
Capital One Services, Llc, McLean, VA (US);
Olalekan Awoyemi, Prosper, TX (US);
Jason Hoover, Grapevine, TX (US);
Staevan Duckworth, The Colony, TX (US);
Geoffrey Dagley, McKinney, TX (US);
Stephen Wylie, Carrollton, TX (US);
Qiaochu Tang, The Colony, TX (US);
Micah Price, Anna, TX (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
A device receives image data of a contractual document that includes an offer including terms of a proposed transaction, converts the image data to text data that identifies text within the contractual document, and receives preferences information for a recipient of the offer. The device identifies key terms within the contractual document by using term identification to analyze the text. The key terms may include a first key term that identifies subject matter of the proposed transaction and other key terms that are part of the offer. The device determines term scores that correspond to likelihoods of the other key terms being favorable to the recipient by using a data model to analyze the key terms and the preferences information. The device, based on the term scores, generates and provides another device with a recommendation to be used in determining whether the accept the offer.