The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 05, 2025
Filed:
May. 01, 2024
Block, Inc., Oakland, CA (US);
Ariana Poursartip, San Francisco, CA (US);
John Bryan Scott, San Francisco, CA (US);
Kevin Teh, San Francisco, CA (US);
Block, Inc., Oakland, CA (US);
Abstract
In some examples, a system receives transaction information of transactions performed between merchants and customers. The system determines, based at least on the transaction information, financial factors of a user associated with a financial account of the system. The system may determine, based at least on the financial factors determined for the user, that the user is pre-qualified to receive financing up to an amount of financing. The system sends, to a user device of the user, an indication that the user is pre-qualified to receive the financing. Based at least on evaluating at least one transaction of the user and financial account information for the financial account associated with the user, the system sends an instruction to provide at least a portion of the amount of financing to the financial account of the user.