The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 05, 2025

Filed:

Jan. 05, 2024
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Vincent Pham, Champaign, IL (US);

Austin Grant Walters, Savoy, IL (US);

Anh Truong, Champaign, IL (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/30 (2012.01); G06Q 20/40 (2012.01); H04W 4/02 (2018.01); H04W 12/06 (2021.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/308 (2020.05); G06Q 20/4015 (2020.05); H04W 4/023 (2013.01); H04W 12/06 (2013.01); H04W 12/63 (2021.01);
Abstract

Embodiments include systems and techniques to perform secure transactions including processing registration information for each computing device of a plurality of computing devices having authority over a financial account. In one example, embodiments include receiving a pending transaction against the financial account from a computing device. Embodiments include executing an authentication protocol to determine the computing device is a member of the plurality of computing devices based upon the registration information, and processing data identifying another computing device within a configurable distance from the computing device. Embodiments further include the system to execute the authentication protocol to determine the other computing device is a member of the plurality of computing devices based upon the registration information and bypass a portion of a security procedure for authorizing execution of the pending transaction.


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