The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 05, 2025

Filed:

Jan. 10, 2023
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Quan Wang, Foster City, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); B67D 7/04 (2010.01); G06Q 20/02 (2012.01); G06Q 20/14 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 67/125 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); B67D 7/04 (2013.01); G06Q 20/027 (2013.01); G06Q 20/145 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/40145 (2013.01); H04L 67/125 (2013.01);
Abstract

Systems, methods, and computer readable media are for providing a hand free interaction between a user and a dispenser device. A mobile communication device and a beacon device associated with the dispenser device (or the dispenser device operating as a beacon device) may perform mutual authentication with a federated platform. Once the entities are authenticated, the user is allowed to dispense the resource utilizing the dispenser device. Data associated with the interaction and related to the resource dispensed may be provided to the federated platform via the mobile communication device and the interaction data may be recorded. The federated platform may subsequently provide the interaction data to a resource provider to enable the resource provider to conduct a settlement process.


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